about

Credit Counseling Centers of Oklahoma, Inc. is a not-for-
profit agency that has been helping people improve their quality of life since 1968. We have counseled
people with financial problems, helped the elderly
and homebound to live with dignity and
independence and educated all age groups
about budgeting and credit.

Call today to talk with a counselor who
understands your problems. We can help!

Mission Statement
Credit Counseling Centers of
Oklahoma, Inc.is an educational, not-
for-profit agency that offers money
management and crediteducation
through confidential counseling
sessions and community workshops.

History
Credit Counseling Centers of Oklahoma, Inc opened its doors in 1968 with three employees dedicated to assisting people with financial problems. We were granted our Articles of Incorporation in 1970. The
following year, we received our 501(C) 3 IRS ruling.

Locations
4646 South Harvard
Tulsa, Oklahoma 74135

317 South Main
Broken Arrow, Oklahoma 74012

Standards of Excellence
National Foundation for Credit Counseling, Inc (NFCC): Founded in 1951, the NFCC through its
member agencies, sets the national standard for quality credit counseling, debt reduction services and
financial literacy training. As the nationÅfs largest and longest serving nonprofit credit counseling organization, the NFCC has played a major role in providing financial counseling and education to consumers for more than 50 years. With 115 member agencies and more than 1,000 local offices throughout the country, the NFCC is the national voice for its members, which are nonprofit, mission driven, community based agencies.

Council on Accreditation (COA): COA is an international, independent, not-for-profit, accrediting organization.It was founded in 1977. Its purpose is to ensure compliance with best practices standards.
Member agencies must be re-accredited every four years.

Tulsa Area United Way (TAUW): Established in 1924, TAUW funds local health and human service
organizations through a process that includes an annul review by a committee of community volunteers. Credit Counseling Centers of Oklahoma, Inc was granted full membership into TAUW in 1981. Lake Area United Way: Headquartered in Muskogee, the Lake Area United Way is very similar to the TAUW.

Counselor Certification: Within 12 months of hire, all counselors must become certified through the
NFCC. The certification process is a comprehensive, quality training program that guarantees counselors have the ability to provide quality education and assistance to consumers. To maintain certification, counselors must earn personal development units during a two year period. This certification process ensures that clients receive the best service.

2009 Board of Directors

Chairman Floyd Schulte Chair Elect Phil Hart

Vice Chair Sissy Osteen Secretary DJ Morrow Ingram

Treasure Sheryl St. George

Members:

Bruce Adkins Sandy Bayles Christina Birch Curt Daniel

Craig Denslow Brian Easlon J. Stephen Howe Julie Linhardt

Phil Mulkins Mike Patterson Victor Schock Shirley Seiden

R Mark Solano Roger Wagner Tony Peters

Chairman	Floyd Schulte	Chair Elect	Phil Hart
Vice Chair	Sissy Osteen	Secretary	DJ Morrow Ingram
Treasure	Sheryl St. George
Members:
Bruce Adkins	Sandy Bayles	Christina Birch	Curt Daniel
Craig Denslow	Brian Easlon	J. Stephen Howe	Julie Linhardt
Phil Mulkins	Mike Patterson	Victor Schock	Shirley Seiden
R Mark Solano	Roger Wagner	Tony Peters